New Construction in Georgetown TX: What Buyers Need to Know

If you're thinking about moving to Georgetown, there's a good chance you'll look at a brand-new home. Right now, about four in ten of the homes for sale here are new construction.

Honestly, it's one of my favorite ways to buy. You get to pick the finishes, nobody's lived there, and everything's under warranty.

It's also a different process from buying a resale home. Here's where the new homes are, what they're listing for, and what I'd check before you sign with a builder.

How much of Georgetown's market is new right now?

A lot of it, and I think that's exciting. As of October 2026, there were 1,704 homes listed for sale in Georgetown, and 723 of them were new construction.

That's about 42%. Georgetown's grown so much over the years, and you can see it in those numbers.

Most of the new homes were on the west side. As of October 2026, 336 were in the 78628 zip, and 244 were in the 78633 zip on the north and northwest side.

The 78626 zip, which takes in downtown and the east side, had 141. So if you're shopping new, that's where I'd point you first.

Is new construction more expensive than resale?

On the sticker, yes. Per square foot, I'd say not really.

As of October 2026, the median asking price for a new home in Georgetown was $499,900. For a resale home, it was $419,000.

But per square foot, they were almost the same. New homes listed at a median of about $205 a square foot, and resale homes at about $206.

So you're mostly paying for a bigger house. I'd keep that in mind when you compare them. The median new home was about 2,590 square feet, and the median resale home was about 2,190.

The lots go the other way. As of October 2026, the median new home sat on about 6,500 square feet of land, and the median resale home on about 8,200.

That's the tradeoff I'd want you to think about, and it's one I'd talk through with you. Do you want more house, or more yard? Do you want mature trees, or a brand-new kitchen?

My answer is always the same. It depends on you, and neither one's the wrong answer.

What's the first step?

The first step is always talking with a lender and getting pre-approved. It helps you understand your budget, and it lets us shop with a price and with confidence.

With new construction, I'd do that before you visit a single model home. Builders are very good at showing you the upgrades, and it's easy to fall in love with a kitchen that isn't in the base price.

Builders also often offer their best incentives through their own preferred lender. Sometimes that's a great deal.

My advice is to get pre-approved with your own lender first. Then you can compare the builder's offer side by side, and I'll help you see what it's really worth.

Where are the new home communities in Georgetown?

Mostly west and northwest of town. Every neighborhood has its own personality, so I'd start with how you want to live, not with a builder's name.

Do you want a big amenity center and trails? Do you want to be near the river? Do you want a half-acre lot and a custom build? Are you 55 or older?

Here's how I'd compare the main communities that are selling new homes.

Builder starting prices from community and builder websites, as of October 2026, except Cimarron Hills, as of July 2025. Builders change their prices and incentives often, so confirm current figures before you decide. Sources are listed at the end.

Wolf Ranch is very popular right now. It's a newer master-planned community from Hillwood, about 1,120 acres along the South Fork of the San Gabriel.

It's got about 2,465 homes planned at build-out, and West Bend is its third and final phase. If great amenities are on your list, I'd start there.

It's also home to 100 3D-printed homes that Lennar built with ICON. I think that's one of the coolest things being built anywhere in Central Texas.

Parkside on the River sits on the San Gabriel west of I-35. I love being outside, especially anywhere near the water. If you do too, I'd put it on your list.

Parmer Ranch, Nolina and Woodside are up along Ronald Reagan Boulevard, on the north and northwest side. I'd drive that road at rush hour before you decide, so you know what it feels like.

Parts of that area are served by Florence ISD and Jarrell ISD rather than Georgetown ISD. I'd check the district for any address you like.

Sun City Texas is one of the most sought-after active adult communities in the country, and it's still building. As of December 2025, 674 homes were going up across nine new sections. If you're 55 or older, I'd take a look.

Cimarron Hills is where I'd send you if luxury is what you're after. It's hard to beat.

It's a gated community on a Jack Nicklaus golf course. Its final phase launched in May 2025 with 200 custom estate lots of half an acre to almost two acres.

Where are the new luxury homes?

Mostly on the west side. As of October 2026, 22 new construction homes in Georgetown were listed at $1 million or more, and 18 of them were in the 78628 zip.

Most of those were from Perry Homes and Drees Custom Homes, in the 3,900 to 5,500 square foot range. That's the part of the market I love helping with.

If you want a true custom home on more land, I'd look at Cimarron Hills.

If you'd like a big new home without managing a custom build, I'd start with the builders in Wolf Ranch and Parkside on the River.

What's a MUD, and how will it change your taxes?

This is the one I'd want you to understand before you fall in love with a floor plan.

A MUD is a municipal utility district. It's how most large new communities pay for their water, sewer and roads. It adds its own tax rate on top of the city, county and school district.

Georgetown's mayor said it in May 2025: "Pretty much every larger master-planned development is using MUDs."

Georgetown's policy caps a new MUD at $0.55 per $100 of value. Some recent ones have been approved at $0.65, and older ones can run higher. As of 2018, Wolf Ranch's MUD rate was $0.65.

Texas law requires the seller to give you a written MUD notice before you sign a binding contract. I'd read it closely, and I'd add up the full tax rate for that exact address.

Your first tax bill can fool you. The Williamson Central Appraisal District values a home under construction based on how complete it was on January 1.

So if the house was a slab on January 1, your first bill may look tiny. The next year, it's taxed as a finished home. My advice is to budget for the full amount from day one.

You'll also need to apply for your homestead exemption yourself. Since Texas voters approved it in November 2025, the school district homestead exemption is $140,000.

Do you need an inspection on a brand-new home?

Yes. I wouldn't skip it, and it's the one thing I'd push hardest on.

In Texas, a new home that's never been lived in doesn't come with a seller's disclosure. And Texas hasn't had a state homebuilder commission since the Texas Residential Construction Commission was abolished in 2009.

So your inspector is the one person in the process who works only for you. Well, your inspector and me.

My advice is to get at least two inspections. One before the drywall goes up, so they can see the framing, the plumbing and the wiring. And one before closing.

I'd also schedule one more just before your first year in the home is up. Most builder warranties follow a 1-2-10 pattern, with one year on workmanship, two years on the major systems and ten years on the structure.

That last inspection gives you a list to hand the builder while your one-year coverage still applies.

If something goes really wrong, Texas law generally requires you to give the builder written notice at least 60 days before you can sue. I'd keep every email and every photo. Don't throw any of it away.

What contract will you sign?

Probably the builder's, and I'd want to go through it with you.

Texas has standard contracts for new homes, the TREC 23-20 for a home that's still being built and the TREC 24-20 for a finished one. Many builders use their own contracts instead.

A builder's contract is written by the builder's attorneys, for the builder. I'd read every page with you, especially the parts about your earnest money, the completion date, and what happens if the build runs late.

I'd also want every upgrade, every incentive and every promised lot feature written into it. If it isn't in the contract, I wouldn't count on it, and I don't think you should either.

Should you bring your own agent to the builder?

Yes, and from your very first visit. I'd love to be there with you.

Many builders want your agent with you the first time you walk into the sales office. If you register on your own, you may not be able to add an agent later.

The builder's sales team is friendly and they know their product. But they work for the builder, and I work for you.

I'll ask the questions you might not think to ask. Is that lot backing up to a future road? Is there room for a pool, a casita, a boat or an RV? Does the HOA allow it?

Zillow can show you the house, but it can't tell you if it fits your everyday life. That's where I come in.

What about the yard?

I'd ask about this one early. It's easy to miss.

Since 2014, the City of Georgetown has capped irrigated turf on a new home at two and a half times the foundation's footprint or 10,000 square feet, whichever is less.

The city also waters on a two-day-a-week schedule, set by the last digit of your address. If you're picturing a big green lawn, I'd talk through the landscaping plan with the builder before you pick a lot.

Is now a good time to buy new construction?

If you're ready to buy, then yes, it's a great time to buy.

As of September 2026, I'm seeing more price reductions, seller concessions and even interest rate buydowns. Sellers have a lot of competition out there, so they're willing to negotiate a lot more than in past years.

That goes double for builders. As of October 2026, 291 of the 723 new construction homes listed in Georgetown had already taken a price cut. That's about 40%, compared with about 32% of resale homes.

A builder with finished homes sitting on the lot will often talk about price, closing costs or a rate buydown. I'd always ask, and I'll ask for you.

What's still coming?

More. Georgetown isn't done growing, and I don't think it'll slow down any time soon.

Hillwood broke ground on Melina in December 2025, southeast of town near University Boulevard and SH 130. It's planned for about 840 homes, with a grand opening expected in spring 2027. I'll be watching that one.

Georgetown ISD also pushed two new schools in that part of town, an elementary and a middle school, to the 2027-28 school year. If schools matter to you, I'd check the current attendance zone for any address you're considering.

If you'd like to see the rest of town, too, my guide to where to live in Georgetown covers the established neighborhoods as well as the new ones.

What I want for you

I genuinely care about the people I work with. A new home is one of the biggest purchases of your lifetime, and I'm not just interested in getting a transaction done.

I've been doing this since 2013, and I live here and raise my family here. I like to educate, communicate, answer my phone, and stay involved the whole way through, from the first model home to the one-year walkthrough.

My goal is for you to feel heard, confident and informed. I'd love to help you find a new home in Georgetown that feels like home.

Verification notes

Listing figures come from active MLS listings pulled in October 2026. They're asking prices, not closed sales, and some listings were already pending.

"New construction" is the MLS new-construction flag. Homes are single-family, townhomes and condos. Cities and zips are by mailing address.

Builder starting prices change often and come from builder and community websites. Cimarron Hills pricing is from July 2025. Confirm current prices and incentives with each builder.

The 2018 Wolf Ranch MUD rate is old. MUD rates are set every year, so check the current rate for the specific address.

The watering schedule and turf rule can change. Confirm them with the City of Georgetown.

My market read is from September 2026, and it'll change.

Sources: Home figures computed from active MLS listings (Realty-in-US), as of October 2026. Wolf Ranch builders, Hillwood. Coventry Homes at Wolf Ranch, Community Impact. 3D-printed homes at Wolf Ranch, NBC News. Parkside on the River. Coventry Homes at Parkside on the River. Parmer Ranch, Community Impact. Nolina, Johnson Development. Woodside. Sun City Texas, Del Webb. New housing along Ronald Reagan Boulevard, Community Impact. Cimarron Hills final phase, Community Impact. Developers use special districts to build in Georgetown, Community Impact. Georgetown MUD rates above policy, Community Impact. MUD tax rates, Community Impact. Texas Water Code 49.452, MUD notice. Texas Property Code 5.008, seller's disclosure. Texas Residential Construction Commission, Sunset Advisory Commission. Texas Property Code 27.004, notice to builder. TREC 23-20, New Home Contract (Incomplete Construction). TREC 24-20, New Home Contract (Completed Construction). Builder warranty, Lennar. Homes under construction, Williamson Central Appraisal District. Prorated homestead exemption, Williamson Central Appraisal District. SJR 2 homestead exemption, Texas Legislature. Georgetown turf ordinance, Community Impact. Georgetown two-day watering schedule, Community Impact. Melina groundbreaking, Hillwood. Georgetown ISD delays new schools, Community Impact. Accessed October 2026.