Where to Live in Georgetown TX: Which Area Fits Your Lifestyle?

One of the questions I get asked the most is, "Where should I live in Georgetown?"

My answer is always the same.

It depends on you.

Georgetown isn't one place. It's a historic square, a river corridor, golf course neighborhoods, a fast-growing east side and a lot of land around the edges. Every area has its own personality.

So I don't rank them. I'd start with how you want to live.

If you want a closer look at six specific neighborhoods, my neighborhood guide goes street level. This one stays a little higher up.

Start with your week, not the map

Before I'd ever pull up a listing, I'd want to ask you a few questions.

Do you want to walk to dinner on the square? Do you picture yourself on a golf course? Do you want a brand new house with a pool down the street, or mature trees and a bigger lot?

Do you need room for a shop, a boat or an RV? How far are you driving to work, and how much do you care about traffic?

Honestly, those answers narrow Georgetown down faster than a price range does. Once I've heard them, I'll know which part of town we should drive first.

How the city breaks down

Here's the quick lay of the land. I've used the three main Georgetown zip codes, since that's how the listing data's organized.

Median asking prices of active single-family listings as of October 2026. Sources are listed at the end.

Across the whole city, the median active list price was about $468,500 as of October 2026, on 1,640 single-family listings.

Zip codes are a rough cut. Two homes a mile apart can feel completely different, which is why I always encourage you to drive the neighborhood at different times of the day.

Do you want to walk to the square?

Then I'd send you to Old Town.

It's the grid of streets around the Williamson County Courthouse and the downtown square, which I think is the most beautiful square in Texas. I might be a little biased.

The square is lined with Victorian-era buildings, and the courthouse district has been on the National Register of Historic Places since 1977. Southwestern University, which traces its roots to 1840, sits just east.

You're buying location and character here, not square footage. The lots are older and so are the homes, and a lot of them sit inside historic districts that've got their own design rules.

My advice is to ask about the historic review process before you plan a renovation. It isn't a dealbreaker. It's just part of owning a piece of the old town, and I'd want you to go in knowing it.

Do you want the river and the trails close by?

Then I'd look at the west side.

Wolf Ranch sits along the South San Gabriel River. Hillwood's plans gave it more than three miles of river frontage on about 1,120 acres.

There are trails, pools and a Georgetown ISD elementary school inside the community. It's a newer master-planned community with great amenities, and it's very popular right now.

Out past it, there's Garey Park, the city's 525-acre park on the same river, with hiking trails, equestrian trails, fishing ponds and a splash pad.

Closer to downtown, Blue Hole Park sits on a scenic lagoon on the river, just a few blocks from the square. I love being anywhere near the water, so I'm partial to this side of town.

Do you want to be near the lake?

Lake Georgetown sits just west of the city. It's an Army Corps of Engineers lake of about 1,300 acres on the North San Gabriel River.

Cedar Breaks, Jim Hogg and Russell Park ring it, and the 26-mile Goodwater Loop trail runs all the way around.

If boating, hiking or mountain biking is how you'd spend your weekends, I'd look on the northwest side of town, between the lake and Sun City.

If there's a boat, we'll want to ask early about where it's going to live.

Do you want golf course living or mature trees?

Then we're talking about Berry Creek and Cimarron Hills.

Berry Creek is perfect if you love mature trees, an older established neighborhood, larger lots and golf course living. It's built around The Club at Berry Creek, north of downtown.

If luxury is what you're after, Cimarron Hills is hard to beat. It's west of town, built around a Jack Nicklaus Signature course.

That west side is also where most of Georgetown's high end lives. As of October 2026, 41 of the city's 84 active listings at $1 million or more were in the 78628 zip.

Club memberships at both are their own decision with their own costs. I'd get those numbers from the club directly, because they don't show up in the HOA dues.

Are you 55 or older?

Then you already know about Sun City.

Sun City Texas is one of the most sought-after active adult communities in the country. Del Webb built it on roughly 4,750 acres with three golf courses, and it's age-restricted under the federal Housing for Older Persons Act.

It's a lifestyle all its own, with clubs, classes and amenity centers. I'd tour it in person before you decide, because 4,750 acres is a lot of ground to picture from a website.

It anchors the 78633 zip, which had a median list price of about $475,000 as of October 2026.

I'd confirm the current occupancy rules with the community association before you get serious, because they have specific requirements.

Do you want newer construction and more house for the money?

Then I'd show you the east side.

East of I-35, toward SH 130, is where Georgetown's growing fastest. Lively Ranch is selling now off Highway 29.

M/I Homes broke ground on Chisholm Trails, with close to 800 homes planned near SH 130. Hillwood broke ground on Melina at University Boulevard and SH 130, with about 840 homes planned and first residents expected in 2027.

The 78626 zip, which includes the east side and downtown, had the lowest median price in the city at about $360,000 as of October 2026. Of its 394 active listings, 261 were under $400,000.

Homes there run smaller, around 2,000 square feet at the median. You're also only a few minutes from SH 130 if you're driving south toward Pflugerville or Austin.

With any new community, I'd ask about MUD or PID assessments in writing. They can sit on top of your city, county and school taxes, and they're easy to miss.

Do you want room to spread out?

Then you're looking at acreage, and it's one of my favorite conversations to have.

As of October 2026, 139 active single-family listings in Georgetown sat on an acre or more, at a median asking price of about $849,900. Only 17 had five acres or more, and their median was about $1.1 million.

More than half of those acre-plus listings, 76 of them, were in the 78633 zip, north and northwest of town toward Andice.

Especially with acreage, we need to look into things like wells, septic, easements, and whether you can actually build that shop you've been dreaming about.

I'd also want to know if you need room for a casita, a guest house, a boat or an RV. Deed restrictions and county rules can answer that for you before you fall in love with a view.

Where should you live if you commute to Austin?

Georgetown is close enough to Austin if you need to commute, or if you want to go see live music or hit the restaurants downtown.

I-35 is the direct route. SH 130 is the toll alternative on the east side. The south end of Georgetown, closest to Round Rock, shaves the most off the drive.

My advice is to drive your actual commute at rush hour from the actual address. A map estimate at noon won't tell you much, and you can't change the drive once you've closed.

Is now a good time to buy in Georgetown?

If you're ready to buy, then yes, it's a great time to buy.

As of September 2026, I'm seeing more price reductions, seller concessions and even interest rate buydowns. Sellers have a lot of competition out there, so they're willing to negotiate a lot more than in past years.

The listing data's backing that up. As of October 2026, 552 of Georgetown's 1,640 active single-family listings had taken a price cut. That's about 34%.

The first step is always talking with a lender and getting pre-approved. It helps you understand your budget, and it lets us shop with a price and with confidence.

Three things I'd check in any part of town

School district. Georgetown ISD serves most of the city, but some Georgetown addresses fall in Liberty Hill, Jarrell, Leander or Round Rock ISD. I'd confirm the district for the exact address, and I won't trust a listing on it.

Taxes. Your bill depends on the city, the county, the school district and any MUD or PID. I'd pull the full rate for a specific address from the Williamson County Tax Assessor. I don't eyeball that one.

The drive. Visit on a Saturday morning. Drive through after work. Grab dinner nearby. That'll tell you more than any listing will.

What I want for you

I love Georgetown, and I love working with people. I know buying a home here is one of the biggest purchases you'll ever make.

I'm not just interested in getting a transaction done. I want you to feel heard, confident and informed, and to know I'm always looking out for your best interest.

I answer my phone, I'll explain anything as many times as you need, and I stay involved the whole way through.

So tell me how you want to live. I'd love to help you find the part of Georgetown that feels like home.

Verification notes

Every price figure here's a median of active single-family MLS listings in Georgetown, pulled in October 2026. Those are asking prices, not closed sales, and 285 of the 1,640 listings were already marked pending.

I grouped listings by zip code. Zip lines don't match neighborhood or city lines exactly, so the "roughly covers" column is a guide, not a boundary map.

Price-cut figures count listings flagged as reduced at the time of the pull.

Chisholm Trails and Melina were announced but not yet selling homes as of October 2026. Builder timelines change, so I'd confirm what's open.

School attendance zones, MUD and PID assessments, and club and HOA fees all vary by address. I'd confirm them for any home you're serious about.

My market read is from September 2026, and it'll change.

Sources: Home figures computed from active MLS listings (Realty-in-US), as of October 2026. Williamson County Courthouse Historic District and Georgetown history. City of Georgetown historic preservation. Hillwood Communities on the Wolf Ranch expansion. Wolf Ranch by Hillwood. Garey Park, Community Impact. Lake Georgetown, Texas Water Development Board. Lake Georgetown trails, U.S. Army Corps of Engineers. The Club at Berry Creek. Cimarron Hills Golf & Country Club. Sun City Texas Community Association and Sun City Texas. Lively Ranch, Lennar. Chisholm Trails, Community Impact. Melina, Community Impact. Georgetown-area schools by district, SchoolDigger. Accessed October 2026.